Head of Compliance / RSCI

About the role

Freedom Digital Bank France, part of Freedom Holding Corp. (listed on the Nasdaq Capital Market), is looking for an experienced Head of Compliance to set up and lead its compliance function. As a member of the founding executive team, the role leads the compliance workstream for the regulatory authorisation process and ensures ongoing adherence to the licence conditions and supervisory expectations. The exact regulated designation and scope, including a possible RCSI title, will depend on the bank's licensing perimeter, products and activities.

Key responsibilities

• Establish and lead the compliance function, including the compliance framework, monitoring programme and governance arrangements.
• Lead the compliance workstream for the French regulatory authorisation and advise senior management and the Board on compliance risks and regulatory obligations.
• Oversee AML/CFT, KYC, sanctions, transaction monitoring and financial crime frameworks, and set up suspicious activity reporting and engagement with TRACFIN.
• Ensure compliance with ACPR, AMF, EBA and EU requirements, and review products, partnerships, outsourcing and distribution from a compliance perspective.
• Manage regulatory reporting, information requests, inspections and remediation programmes, and act as the main contact with French regulators.
• Conduct compliance risk assessments, thematic reviews and monitor regulatory developments.
• Work closely with Risk, Legal, Product, Technology, Operations and Business teams and promote a strong compliance culture.

Required profile

• 10+ years of compliance experience in digital banking, banking, payments, investment services, brokerage or fintech.
• Previous experience as Head of Compliance, Chief Compliance Officer, RCSI or in an equivalent senior regulated position.
• Demonstrated experience engaging with the ACPR, AMF, TRACFIN or other French and European authorities, and with regulatory authorisation applications, supervisory inspections and remediation programmes.
• Eligibility to hold the regulated compliance position in France, depending on the final governance and licensing structure.
• Full professional fluency in French and English, including the ability to write regulatory documents in French.

Required skills

• In-depth knowledge of French and EU banking and financial services regulation.
• Working knowledge of ACPR and AMF requirements, AML/CFT, KYC, sanctions, consumer protection, GDPR, PSD2 and MiFID II.
• Knowledge of French AML/CFT reporting, recordkeeping and financial crime controls.
• Experience advising on digital financial products, remote onboarding and technology-enabled customer journeys.

What we offer

• Employment contract in line with French labour law.
• Relocation package for the employee and family members.
• 50% coverage of annual health insurance costs for the employee and eligible family members.
• 25 days of annual leave, public holidays and statutory leave.
• On-site work in a modern, well-located office.