Chief Financial Officer (CFO) - Digital Bank France

About the role

Freedom Digital Bank France, part of Freedom Holding Corp. (a Nasdaq-listed international financial services group active in banking, brokerage, insurance and digital consumer services), is looking for an experienced Chief Financial Officer to set up and lead its finance function. The CFO will work closely with the local executive team, the Board and the wider group, and as a member of the founding executive team will help obtain the bank's regulatory authorisation and launch in France.

Key responsibilities

• Establish and lead the finance function and develop the bank's financial strategy, operating model and finance governance framework.
• Oversee budgeting, forecasting, management reporting and long-term financial planning.
• Lead capital and liquidity planning with Risk and senior management.
• Ensure accurate and timely financial, prudential and regulatory reporting, and set up financial controls, accounting policies and governance processes.
• Monitor financial performance, profitability, capital requirements and cost efficiency.
• Support the regulatory authorisation process and liaise with auditors, regulators, tax advisers and other external advisers.
• Work with Risk, Compliance, Operations, Technology, Product and Business teams, and assess the financial implications of strategic decisions and new products.
• Ensure compliance with French and EU accounting, prudential, tax and reporting requirements, and support scalable, automated finance processes.

Required profile

• 10+ years of senior finance experience in digital banking, banking, fintech or another regulated institution.
• Previous CFO, Finance Director, Deputy CFO or equivalent senior finance leadership role.
• Experience engaging with regulators, auditors and external advisers.
• Experience supporting a banking authorisation, market entry, launch or major transformation in France or another EU jurisdiction is strongly preferred.
• Full professional fluency in French and English is mandatory.

Required skills

• Strong knowledge of French and EU banking regulation, accounting standards and prudential reporting.
• Regulatory capital, liquidity management, financial planning and control frameworks.
• ACPR, Banque de France, EBA and ECB frameworks, and CRR/CRD, ICAAP, ILAAP and recovery planning requirements.
• Analytical, strategic and leadership skills.

What we offer

• Employment contract in line with French labour law.
• Relocation package for the employee and family members.
• 50% coverage of annual health insurance costs for the employee and eligible family members.
• 25 days of annual leave, public holidays and statutory leave entitlements.
• On-site work in a modern, well-located office.