Head of Business - Digital Bank France

About the role

Freedom Digital Bank France, part of Freedom Holding Corp. (listed on the Nasdaq Capital Market), is looking for an entrepreneurial, commercially driven Head of Business to set up and lead the commercial development of the bank in France. As a member of the founding executive team, the role contributes to the bank's regulatory authorisation, establishment and launch, ensuring that commercial strategy, customer-acquisition channels and product propositions meet French and EU conduct and consumer-protection requirements.

Key responsibilities

• Develop and execute the commercial and market-entry strategy for Freedom Digital Bank France.
• Own business growth, revenue, customer acquisition and commercial KPIs.
• Define the bank's customer proposition and commercial positioning, identify priority segments, opportunities and revenue streams.
• Build strategic partnerships, distribution arrangements and digital acquisition channels.
• Contribute to the design and launch of digital banking products and services.
• Work closely with Product, Marketing, Compliance, Risk, Operations and Technology.
• Ensure commercial initiatives align with the bank's risk appetite and regulatory obligations.
• Develop relationships with financial-services, technology and distribution partners.
• Analyse market trends, customer needs and competitive positioning.
• Set up product-governance and commercial-performance processes with control functions.
• Ensure compliance of customer communications, campaigns and distribution with financial-promotion and consumer-protection rules.
• Represent the bank at industry events and with strategic partners, and build and lead the local business-development organisation.
• Support the commercial, product and customer-acquisition parts of the regulatory authorisation application.

Required profile

• 10+ years of commercial leadership, business development or general management experience in digital banking, banking, fintech, payments or another regulated financial-services business.
• Proven track record of customer acquisition, partnership development and revenue growth.
• Experience launching or scaling digital financial products in France.
• Established network in the French banking, fintech, payments or financial-services ecosystem.
• Experience supporting a regulatory authorisation, market entry or launch of a regulated financial institution in France or another EU jurisdiction is strongly preferred.
• Full professional fluency in French and English is mandatory.

Required skills

• Strong understanding of French conduct-of-business, consumer-protection and financial-promotion requirements.
• Knowledge of regulatory requirements for digital distribution, partnerships, remote customer acquisition and product launches in France.
• Familiarity with ACPR and AMF expectations, GDPR, distance-selling rules and product-governance frameworks.
• Experience developing compliant customer propositions, marketing campaigns and distribution models with Compliance and Legal teams.
• Strong commercial judgement, negotiation, communication and stakeholder-management skills.

What we offer

• Employment contract in line with French labour law.
• Relocation package for the employee and family members.
• 50% coverage of annual health insurance costs for the employee and eligible family members.
• 25 days of annual leave, public holidays and all statutory leave entitlements.
• On-site work in a modern, well-located office.