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Competences
Experience
Chief Operating Officer
Ghadeer International Limited
2026-02 -
Oversees the full trade lifecycle, from execution to settlement, including shipping, warehousing and trade‑financing logistics. Optimises trading systems and IT platforms to ensure high‑speed execution, system reliability and data accuracy. Streamlines daily workflows to eliminate bottlenecks, reduce transaction costs and maintain strategic banking and supplier relationships. Aligns cross‑functional teams (Sales, Finance, Logistics) with corporate revenue targets and reports key metrics to the CEO.
Head of Business Operations (Compliance, Ethics & Governance)
Aetlantiq Group Limited
2025-04 - 2025-12
Developed and audited comprehensive compliance frameworks, policies and ethics training programmes aligned with regulatory standards. Conducted risk assessments, facilitated board meetings and advised senior leadership on governance matters. Implemented monitoring tools to track compliance performance and mitigated potential regulatory breaches.
Chief Representative (Country Manager)
Bank Al Habib Limited
2018-09 - 2025-03
Established and expanded bank‑to‑bank relationships with top‑tier financial institutions in Kenya, driving trade finance and guarantee volumes. Advised local clients on Pakistani market opportunities and routed funded and unfunded trade transactions to overseas branches. Prepared and submitted statutory and periodic compliance reports to Kenyan regulatory authorities.
Manager (SME & Corporate Accounts)
Bank Al Habib Limited
2017-05 - 2018-09
Managed credit hubs and prepared complex credit proposals for corporate and SME clients, securing approvals from senior authorities. Executed charge registrations at SECP, performed stock inspections and ensured compliance for credit disbursements and renewals. Coordinated with risk and legal teams to mitigate credit risk exposure.
Branch Manager
Habib African Bank Limited (Dar es Salaam)
2013-08 - 2017-03
Directed daily branch operations, including clearing, forex limits, statutory minimum reserve and liquidity compliance per Bank of Tanzania regulations. Managed weekly and monthly regulatory filings to the central bank and the UK group office while driving client acquisition and business growth. Supervised a team of 15 staff, improving service delivery and operational efficiency.
Credit & Trade In‑Charge / Credit Analyst / OG‑II
Bank Al Habib Limited
2008-03 - 2013-06
Managed trade operations such as letters of credit, shipping guarantees, export proceeds and remittances. Conducted consumer and SME credit analysis, financial modelling and recovery actions. Produced detailed credit reports and supported the underwriting process for high‑value trade transactions.
Langues
English
fluent
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